Terms of Service

Effective Date: January 1, 2025

1. Introduction

Welcome to PIClaimAdvance, a service facilitating personal injury claim advances. By accessing or using our services, you agree to comply with and be bound by these Terms of Service.

2. Services Provided

We offer financial advances to individuals with pending personal injury claims. These advances are non-recourse, meaning repayment is contingent upon the successful resolution of your claim.

3. Eligibility

To qualify for an advance, you must:

  • Be a legal adult in your jurisdiction.
  • Have a pending personal injury claim.
  • Provide necessary documentation as requested.

4. Application Process

To apply for an advance:

  • Submit an online application form with required details.
  • Provide supporting documents, including but not limited to:
    • Personal identification.
    • Case details and attorney information.
    • Medical records related to the injury.

5. Funding and Repayment

  • Approved advances will be disbursed via direct deposit.
  • Repayment is due upon the settlement or judgment of your personal injury claim.
  • If your claim is unsuccessful, repayment is not required.

6. Fees and Charges

  • Our fees are contingent upon the successful resolution of your claim.
  • Fees are calculated as a percentage of the advance amount and are disclosed upfront.
  • No hidden fees will be charged.

7. Use of Funds

The funds provided are intended solely for personal injury-related expenses and should not be used for other purposes.

8. Privacy and Confidentiality

We respect your privacy. Your personal and case information will be kept confidential and used solely for the purpose of evaluating and processing your advance request.

9. Dispute Resolution

Any disputes arising from these Terms will be resolved through binding arbitration in the State of New York, in accordance with the rules of the American Arbitration Association.

10. Limitation of Liability

Our liability is limited to the amount of the advance provided. We are not responsible for any indirect, incidental, or consequential damages.

11. Modifications

We reserve the right to modify these Terms at any time. Changes will be effective upon posting on our website.