Frequently Asked Questions

A personal injury claim advance is a non-recourse cash advance provided to injury victims against their expected settlement. Unlike a loan, you only repay the advance if you win your case or receive a settlement. If your case is unsuccessful, you owe nothing.

Advance amounts typically range from $500 to $5,000, depending on your case details and expected settlement amount. Use our funding calculator to estimate your potential advance and repayment terms.

Yes, you must be represented by a licensed attorney handling your personal injury claim. We work directly with your attorney to verify case details and ensure proper repayment from your settlement.

Once we receive your completed application and verify information with your attorney, approvals typically take 24-48 hours. Approved funds are usually available within 1-2 business days after approval.

Repayment is based on the amount of time until your case settles. The longer until settlement, the higher the repayment multiplier. For example, a $1,000 advance settled within 6 months would require repayment of $1,250 (1.25x), while settlement after 36 months would require $3,000 (3x).

The repayment amount is based on when your case actually settles, not initial estimates. If your case takes longer, your repayment amount will adjust accordingly to the next time bracket.

There are no upfront fees, interest charges, or monthly payments. We simply charge a flat multiplier based on settlement timing as described above.

If you don't receive any settlement or award from your case, you owe us nothing. This is what makes our advances non-recourse - repayment comes only from successful case outcomes.

In some cases, yes. If your initial advance has been repaid from your settlement and you still have remaining funds available, you may qualify for additional funding. We can discuss options based on your specific situation.

You can start by filling out our simple intake form. We'll guide you through the application process and work with your attorney to verify case details. The entire process can be completed quickly online or over the phone.